When Ryan quit his job, I had to get benefits through my work. We got a new plan and I sent in my first claim on Monday. My monthly prescription has cost me $50 for the past two years. When I filled it on Monday it only cost $10! I was so excited, but thought maybe there was an error. When I looked at my receipt it said I saved $47.99! Wahoo! So FYI, switch from United Health Care to Regence HealthWise ASAP.
Also, Ryan always asks why I keep transferring my prescription. Why don't I just keep it at the same pharmacy month after month? My answer is, you transfer it from pharmacy to pharmacy depending on who is giving gift cards for transferred prescriptions that month. I don't think I've ever filled a prescription without getting some sort of gift card with it. The gift cards can't be used on the prescriptions, but on other things. So Monday, when I filled my prescription I redeemed a $25 gift card and yesterday I used it and bought groceries that only cost me $6.00. I also picked up another transfer coupon that I can use in April. I still have one from Target and KMart that I have yet to use. Am I bad for cheating the system? Then again, I'm giving them more business by filling my prescription then using the card at the store again, right? Thank you mom for teaching me how to save money! I knew I'd appreciate it someday.